For most of the past century, life insurance was a product that was marketed by agents who went door to door. They reviewed folks needs across the kitchen table and often came by each month to collect the premiums. Well, thanks to the internet, price of shoe leather and what not, this practice has pretty much gone the wayside. Now, most people get life insurance through their work. Many employees make the mistake of believing that the $10-$50k worth of life insurance provided under a medical plan is adequate. Larger employers often offer higher options that can be purchased to protect their employees and their families. Smaller firms barely have the resources to offer a health plan much less worry about life insurance optoins. Enter the PEO and their Employee Benefits Management Team. These folks can enable small employers to offer similar programs as their larger competitors. Not only does this give better options to the employee, it helps the small guy retain valuable employees with stelllar benefits. Life insurance is an important, often overlooked need that your PEO benefits department will help fill for you and your employees.
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